How to Size Solar for a Home With an EV, Heat Pump & Battery
How to size solar for a Melbourne home with an EV, heat-pump hot water and battery storage. Compare 6.6kW, 10.56kW and 13.2kW systems using your current and future electricity needs.
How to Size Solar for a Home With an EV, Heat Pump & Battery
If your home is using an electric vehicle, heat-pump hot water and a battery, sizing solar from your current electricity bill alone can give you the wrong answer.
Your electricity consumption is likely to change. A household using 15kWh per day today could use considerably more after adding EV charging, electric hot water, air conditioning or other appliances.
The starting point is therefore not: "What is the biggest solar system I can install?" It is: "How much electricity will my home actually use, when will I use it, and how much of that demand can solar cover?"
The Australian Government recommends considering both current and future electricity use when sizing solar. It specifically identifies electric vehicles, switching from gas to electric appliances and increased air-conditioning use as factors that can materially increase household electricity consumption.
For a Melbourne home with an EV, heat-pump hot water and battery storage, the system should be designed as one energy system rather than three separate purchases.
Quick Decision Box
| Your Situation | What to Consider |
|---|---|
| Existing home uses around 10–15kWh/day | Start with actual bill and smart-meter data |
| Adding an EV | Add expected EV kilometres and charging efficiency |
| Replacing electric or gas hot water with a heat pump | Allow for the heat pump's electricity consumption and operating schedule |
| Planning a battery | Size solar to provide enough daytime generation to cover loads and create useful surplus |
| Adding an EV + battery | Consider when the EV charges and when the battery charges |
| Heavy evening electricity use | Solar alone may not cover evening demand; battery capacity becomes relevant |
| Limited roof space | Panel efficiency, roof orientation and available area become critical |
| Single-phase Melbourne home | Check inverter and export limits before assuming a large system will be approved |
| Planning future electrification | Size for realistic future demand rather than today's bill alone |
1. Start With Your Current Electricity Use
The first number you need is your household's actual electricity consumption. Look at your electricity bills and find your average daily usage in kWh. For example: Current household consumption = 15kWh/day. That gives you a starting point — but it is only the starting point.
The Australian Government says Australian homes can use roughly 11–23kWh per day on average, but individual homes vary substantially depending on appliances, household size, heating and cooling, hot water and lifestyle. It also recommends looking at seasonal usage because solar generation and electricity consumption can change significantly between summer and winter.
If you have a smart meter, interval data is even more useful because it shows when electricity is being consumed, not just how much. Two homes could both use 20kWh per day but need very different solar designs. Home A with large daytime use (home office, heat pump during daylight, EV charging during the day) has a very different solar opportunity from Home B with very little daytime use and most electricity consumed after 5pm.
2. Add the EV Electricity Requirement
An EV can significantly change the electricity profile of a home. The calculation is straightforward:
Daily kilometres × EV electricity consumption ÷ 100 = daily EV electricity use
Using the approved example: household electricity 15kWh/day, EV driving 40km/day, EV efficiency 18kWh/100km.
40 × 18 ÷ 100 = 7.2 kWh/day
The EV therefore adds approximately 7.2kWh/day. The household's theoretical daily demand becomes:
15 + 7.2 = 22.2 kWh/day
This does not mean you automatically need a solar system that produces exactly 22.2kWh every day. Solar generation varies with season, weather, roof orientation, shading, panel temperature, system design, inverter capacity and location. The calculation simply shows why an EV needs to be included when designing the system.
3. Then Add Heat-Pump Hot Water
Heat-pump hot water adds another electrical load, but it needs to be considered differently from a simple resistance electric water heater. A heat pump uses electricity to move heat rather than simply generating heat electrically. The actual electricity consumption depends on household hot-water demand, tank size, heat-pump efficiency, outdoor temperature, water temperature, incoming water temperature, operating schedule, booster operation and household usage patterns.
This is why simply adding a generic number for "heat-pump consumption" to a solar calculation can be misleading. Instead, the system should be designed around the home's actual hot-water requirements and expected operating pattern.
Current Solar Victoria Tank-Sizing Guide
| Household | General Recommended Tank Size |
|---|---|
| 1–2 occupants / 1–2 bedrooms | 150–225L |
| 2–4 occupants / 3 bedrooms | 225–300L |
| 4+ occupants / 4+ bedrooms | 300L+ |
Solar Victoria also recommends considering around 75 litres of stored hot water per person, while recognising that actual household consumption varies. Importantly, bigger is not automatically better. An oversized heat-pump system can cost more and may operate less efficiently or cycle more frequently.
4. The Combined Example
Now let's put the pieces together.
Starting household: 15kWh/day
EV: 40km/day at 18kWh/100km = 7.2kWh/day
Household + EV: 22.2kWh/day
Now add the electricity required by the heat pump. Instead of inventing a fixed number, the correct approach is to use the proposed heat pump's expected operating requirements and the household's hot-water profile. For example, if the system design modelling indicates that the heat pump requires an additional 3kWh/day on average, the planning figure becomes:
22.2 + 3 = 25.2 kWh/day
That is an illustrative calculation, not a claim about what every heat pump consumes. The same principle applies to air conditioning, pool pumps, induction cooking, electric heating, dryers, home offices, additional refrigeration and future appliances. The point is to build a realistic future electricity profile.
5. Don't Forget Air Conditioning
Melbourne households can have very different electricity demand depending on how they heat and cool their homes. Air conditioning can become a significant additional load during periods of extreme weather.
A household may look like a 15kWh/day home when assessed using an annual average but behave very differently during a hot summer week. For a home with solar, EV, heat-pump hot water, battery and reverse-cycle air conditioning, the system should be designed around the combined electrical demand rather than the original electricity bill alone.
6. Solar Size Is Not the Same as Daily Electricity Use
This is one of the most important points in solar sizing. If your home uses 25kWh/day, it does not automatically mean you need a 25kW solar system. Solar systems are rated in kW, while electricity consumption is measured in kWh.
A 10kW solar system can produce significantly more electricity on a good summer day than on a cloudy winter day. The Australian Government notes that solar generation is affected by climate, sunshine, roof orientation, shading and other site-specific conditions. This is why solar sizing should use system modelling rather than a simple "one kW of solar equals X kWh per day" rule.
7. 6.6kW, 10kW or 13.2kW — Which Size Makes Sense?
Samsun Energy offers residential system options including 6.6kW, 10.56kW and 13.2kW configurations. But the correct size depends on the property.
6.6kW
Can make sense where household consumption is moderate, EV charging is limited, roof space is constrained, future electricity demand is relatively low, budget is a priority, or the household does not need to electrify everything immediately. A common configuration is a 6.6kW panel array with a 5kW inverter. Solar Victoria notes that oversizing the solar array relative to inverter capacity can be used within applicable requirements.
Around 10kW
May become more relevant for a household with higher electricity consumption, an EV, heat-pump hot water, significant air conditioning, good roof space, substantial daytime electricity use, or plans for greater electrification. The actual inverter and grid connection requirements still need to be assessed.
13.2kW
May be considered where the home has high electricity demand, regular EV charging, substantial heating/cooling, electric hot water, good roof space, significant future electrification, and a strong reason to generate more electricity during the day. It does not automatically mean the system will provide a better financial outcome. The additional generation needs to be considered against installation cost, roof space, inverter size, export limits, self-consumption, feed-in tariff and future electricity use.
8. Your Roof Can Decide the Answer
A solar calculator may suggest a large system, but your roof still has the final say. The Australian Government notes that available sunny roof area is often a limiting factor for residential solar systems. A typical residential panel is around 1.7m², although panel dimensions vary.
The installer needs to assess north-facing roof space, east-facing roof space, west-facing roof space, roof pitch, shading, chimneys, vents, skylights, trees, neighbouring buildings, roof condition and panel layout. North-facing panels can produce strong overall generation, while east and west orientations can be useful for spreading generation across the day. For a household with an EV and heat pump, that generation profile matters. A west-facing section may, for example, produce useful electricity later in the day when household demand is increasing.
9. When Will Your EV Charge?
This question is just as important as how far you drive. Suppose your EV uses 7.2kWh/day. There are several ways to supply that electricity.
Option 1 — Charge from Solar During the Day
Solar → EV. This is a direct use of solar generation.
Option 2 — Charge from Solar Through a Battery
Solar → Battery → EV. This may be useful when the vehicle is home later in the day, although battery losses and system economics need to be considered.
Option 3 — Charge from the Grid Overnight
Grid → EV. This may be appropriate depending on the tariff and the household's charging schedule.
Option 4 — Smart Charging
Solar + Grid + Smart Charger → EV. A smart charger can adjust charging around household energy conditions.
The Australian Government specifically recommends using daytime charging or smart scheduling for EVs where practical. For Victorian households, the current Midday Power Saver also creates another potential daytime charging opportunity, with eligible customers able to access a free electricity window from 11am to 2pm under the current scheme. That means EV charging should not be treated as an isolated solar decision — it should be considered as part of the home's overall energy schedule.
10. The Battery Changes the Calculation Again
A battery does not generate electricity. It stores electricity that has already been generated. That means the solar system still needs enough generation to: run the home, operate flexible daytime loads, charge the battery when useful, and export surplus electricity where appropriate.
Simplified energy flow:
Solar → Home
Solar → Heat Pump
Solar → EV
Solar → Battery
Solar → Grid
Then later: Battery → Home, and Battery → EV where the system supports it. The objective is not necessarily to fill the battery every day. The objective is to make useful use of the solar energy the home generates.
For eligible battery systems installed in 2026, the federal Small-scale Renewable Energy Scheme uses an STC factor of 6.8 per kWh of usable battery capacity for installations from May to December 2026, with the factor tapering for capacity above 14kWh (60%) and again above 28kWh (15%)[reference:0][reference:1]. Eligibility requirements apply. So if you are comparing a 10kWh battery with a larger battery, don't look only at the headline capacity. Look at usable capacity, daily evening consumption, solar surplus, charging power, discharge power, battery efficiency, warranty, backup requirements, future EV charging, available incentives and installed cost.
11. The Biggest Mistake: Designing for Today's Electricity Bill
This is where many solar sizing discussions go wrong. Imagine a Melbourne household currently has gas hot water, a petrol car, limited air conditioning, no battery, and electricity consumption of 15kWh/day. The household installs a solar system based only on that number. Two years later they add an EV, heat-pump hot water, more air conditioning and induction cooking.
Their electricity consumption has changed. The solar system has not. The Australian Government specifically recommends considering future electricity needs because rooftop solar systems can operate for 20 years or more. That does not mean you should buy the largest system possible today. It means future plans should be part of the design discussion.
12. Grid Connection and Export Limits Matter in Melbourne
A technically suitable solar system still needs to be acceptable to the local electricity network. Victoria has network limits on solar inverter capacity and/or the amount of electricity that can be exported. Solar Victoria notes that a standard residential single-phase connection may generally accommodate systems up to 5kW without the same level of additional process, while larger systems can require additional paperwork or network approval. Export limits can also affect the amount of electricity you can send to the grid.
This is particularly important if you're considering 10kW or 13.2kW solar + battery + EV charger + heat pump. The installer should check phase configuration, inverter capacity, distributor requirements, export limit, emergency backstop requirements, switchboard capacity, existing electrical infrastructure, proposed EV charger and future electrical loads. Do not assume that because a solar package is advertised as 10kW or 13.2kW, it will automatically be approved for every Melbourne property.
13. Single-Phase vs Three-Phase Homes
Your home's electrical connection can affect the design. Many existing Melbourne homes are single-phase, while some properties have three-phase electrical connections. Three-phase power can be useful for properties with higher electrical loads, but it does not automatically mean you need a three-phase solar system.
The design depends on existing connection, inverter configuration, EV charger, switchboard, solar array, battery, export requirements and distributor rules. If you're adding several high-power electrical loads at once, the switchboard and electrical supply should be reviewed before equipment is selected.
14. Think About the System as Four Energy Layers
Layer 1 — Reduce Unnecessary Consumption
Insulation, draught sealing, efficient lighting, efficient appliances, heating and cooling, hot-water efficiency. There is little value in generating more electricity to compensate for avoidable energy waste.
Layer 2 — Generate
Install appropriately sized solar based on current consumption, future consumption, roof, shading, climate and electrical connection.
Layer 3 — Shift
Use flexible appliances when solar generation is available. Examples: heat-pump hot water, EV charging, washing machine, dishwasher, dryer, pool pump, air conditioning. The Australian Government recommends shifting flexible loads into solar-generation hours where practical.
Layer 4 — Store
Use a battery where there is a genuine reason to store surplus solar for later use. This creates a much more useful energy strategy than simply buying the biggest battery or biggest solar system available.
15. A Practical Solar-Sizing Calculation
Let's return to the example from the approved brief.
Current home: 15kWh/day
EV: 40km/day
EV efficiency: 18kWh/100km
EV electricity: 40 × 18 ÷ 100 = 7.2kWh/day
Combined demand before other new loads: 15 + 7.2 = 22.2kWh/day
Now consider heat-pump hot water, air conditioning, future appliances, battery charging and seasonal differences. The resulting design demand could be materially higher. But this still does not directly tell you whether you need 6.6kW, 10kW or 13.2kW solar. For that, you need to model: electricity demand + solar generation + roof + orientation + shading + tariff + export limits + future loads. That is why the final solar size should come from system design rather than a simple multiplication formula.
16. What Size Solar System Should You Start Investigating?
For Melbourne homeowners, these are useful starting points for discussion, not universal recommendations.
| Household Profile | Solar Size Worth Modelling |
|---|---|
| Moderate electricity use, no EV | 5–6.6kW |
| Moderate use + future EV | 6.6–10kW |
| 15–25kWh/day + EV | Around 8–10kW and larger options |
| EV + heat pump + higher AC use | Around 10kW+ |
| High electricity use + EV + heat pump + battery | 10–13.2kW+ may be worth modelling |
| Large future electrification plans | Model current and future demand together |
These are not promises that a particular system will cover a household's annual electricity consumption. The final recommendation should be based on the property's actual energy data and site conditions.
What Does This Mean for You?
If you already have solar
Don't immediately assume you need more panels. First check current annual generation, daily household consumption, solar self-consumption, exports, EV charging requirements, heat-pump consumption, and battery charging behaviour. You may need additional panels, a battery, better load scheduling, or a combination.
If you're buying an EV soon
Tell the solar installer before the system is designed. Your future charging requirement can materially change your electricity demand. Also decide whether the EV will usually charge at home during the day, at home overnight, at work, using a public charger, or using a smart charger.
If you're replacing gas hot water
Consider the heat pump and solar system together. A heat pump can become a flexible daytime load, allowing some solar generation to be used for hot water rather than exported. Solar Victoria's current requirements specifically allow eligible heat pumps to operate through configurable timing or solar-PV-linked operation.
If you are building a new home
This is the easiest time to design the whole energy system properly. Consider solar, inverter, battery, EV charger, heat pump, air conditioning, induction cooking, switchboard, monitoring and future electrical loads before construction is complete.
If you already have a battery
Look at whether the battery is actually being used effectively. Check solar surplus, battery charge cycles, evening consumption, grid imports, battery exports, EV charging and tariff structure. A larger solar array may make sense if the existing battery frequently runs out of energy or there is substantial unmet electricity demand.
How Samsun Energy Would Approach Your Situation
At Samsun Energy, the objective should be to design around the property rather than simply sell a package size.
Assess
Review electricity bills, smart-meter data, roof, shading, household size, EV plans, hot-water system, air conditioning, existing solar and switchboard.
Calculate
Estimate current consumption, future consumption, EV demand, heat-pump demand, solar generation, battery requirements, expected self-consumption, and grid imports and exports.
Recommend
Compare realistic system options such as 6.6kW, 10.56kW and 13.2kW alongside appropriate inverter and battery configurations.
Install & Monitor
The final system must satisfy applicable product, electrical, network and installation requirements. After installation, monitoring helps you understand whether the system is performing as expected and where you can shift electricity use.
Pros & Cons of Sizing for Future Electrification
Pros
- Reduces the risk of under-sizing
- Accounts for future EV charging
- Allows heat-pump electricity use to be considered
- Can make better use of available roof space
- Helps coordinate solar and battery design
- Can reduce the need for major upgrades later
Cons
- A larger system costs more upfront
- Roof space may be limited
- Export limits can restrict grid exports
- Network approval may be required
- Additional solar does not automatically produce proportional financial benefits
- Future electricity plans can change
What It Doesn't Tell You
A solar system size on its own cannot tell you exactly how much money you will save. The result depends on electricity consumption, electricity tariff, feed-in tariff, solar generation, self-consumption, battery utilisation, EV charging behaviour, heat-pump operation, weather, export limits, equipment performance and installation cost.
The Australian Government specifically warns that solar system sizing should consider electricity use, timing, roof area, climate, budget and network limitations rather than relying on one simple number. That is why a quote that simply says "13.2kW is better because it is bigger" is not enough. You need to understand what the extra capacity is expected to do.
Frequently Asked Questions
Is 10kW solar enough for a house with an EV?
It can be suitable for some homes, but there is no universal answer. The result depends on household electricity use, EV kilometres, charging behaviour, roof conditions, solar generation and network constraints. A home using an EV and several electric appliances may require more generation than a conventional household.
How much extra solar do I need for an EV?
Calculate the EV's expected daily kilometres and efficiency. For example: 40km/day × 18kWh/100km = 7.2kWh/day. Then consider when that electricity will be consumed and whether the EV will charge from solar, the grid or a combination.
Should I include my future EV when sizing solar?
Yes. If you expect to buy an EV, tell the installer before the solar system is designed. The Australian Government specifically recommends considering future electricity use, including EV ownership, when sizing rooftop solar.
Does a heat pump need its own solar system?
No. A heat-pump hot-water system uses electricity and can operate using electricity generated by the home's solar system. Appropriate scheduling can help increase solar self-consumption.
Do I need a battery if I have an EV and heat pump?
Not necessarily. EV charging and heat-pump hot water can both be flexible loads that use solar directly during the day. A battery becomes more relevant when there is substantial surplus solar and significant electricity demand after solar generation falls.
Is 13.2kW solar too big for a Melbourne home?
Not automatically. It depends on electricity demand, roof space, inverter configuration, network requirements and export limits. Larger systems can require additional network approval or have export constraints.
Can I install solar first and add a battery later?
Often, yes, but the existing inverter, battery architecture, switchboard and system design need to be checked. If a battery is likely to be added later, it is sensible to discuss that requirement when choosing the initial solar and inverter configuration.
Can solar, battery, EV and heat pump eliminate my electricity bill?
There is no guarantee. Your home will still interact with the electricity grid, and results depend on generation, consumption, tariffs, weather, system design and network conditions.
Final Takeaway
If your Melbourne home has an EV, heat-pump hot water and a battery, solar sizing should start with your future electricity profile, not just today's electricity bill.
Current household use + EV electricity + heat-pump demand + air conditioning + future appliances = future electricity requirement
Then the solar design needs to consider future demand, roof space, orientation, shading, solar generation, battery, inverter, export limits and electricity tariff. A 6.6kW system may be enough for one home. A 10.56kW system may make more sense for another. A 13.2kW system may be worth modelling for a highly electrified household.
The important part is not choosing the biggest number. It is choosing a solar system that matches how your home will actually use electricity.
Use the Samsun Energy Solar System Size Calculator
If you're trying to work out whether your home needs 6.6kW, 10.56kW or 13.2kW solar, start with your actual electricity usage.
Have your recent electricity bill, EV kilometres, hot-water system and future plans ready.
Sources & Further Reading
- Solar Victoria — Solar Panel (PV) Buyers Guide
- Solar Victoria — Solar Assessment Calculator
- Solar Victoria — Solar Panels and Energy Efficient Hot Water Systems
- Solar Victoria — Hot Water Rebate
- Solar Victoria — 2026-27 Solar PV Requirements
- Clean Energy Regulator — Solar Batteries
- Clean Energy Regulator — Changes to Rebate for Solar Batteries from 1 May
- DCCEEW — Cheaper Home Batteries Program
- Victorian Government — Midday Power Saver
- Victorian Energy Compare
These authoritative resources complement Samsun Energy's practical expertise and help homeowners verify current Victorian solar, battery, EV and electrification rules before making a purchase decision. Solar Victoria is no longer accepting applications for its interest-free solar battery loans, which closed in 2025 after reaching its target[reference:2].
Samsun Energy
Solar, Battery & Electrification Specialists

Samsun Energy
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